Flexible cover options to keep cycling fun
With Atlas’ iCycle policy, its easy to have your mind at rest. Whether you’re concerned about your bike and its accessories, your safety, or the safety of others, you’re in good hands. The first of its kind in Malta, Atlas is expanding its services to offer more and more cover for the things that make life worth living.
The following is a short summary of what insurance is available with the iCycle policy.
| What's covered | Line | Upshift |
|---|
| Inside the home |  | |
| Outside the home while unattended & secured with an approved lock to an immovable object | | |
| In transit in Malta (by car or ferry) | | |
| In transit in Europe (by car, ferry or air and for up to 15 days per trip) | |
| Anywhere within the Maltese Islands and on any ferry crossing | | |
| In Europe (up to 15 days per trip) | |
| Third party limit of liability | €250,000 | €500,000 |
| Loss of limb | €7,500 | €15,000 |
| Loss of sight | €7,500 | €15,000 |
| Permanent total disablement (PTD) | €15,000 | €30,000 |
| Death | €15,000 | €30,000 |
| Maximum payable through the lifetime of a policy | €15,000 | €30,000 |
| In-patient hospitalisation benefit for stays of more than 24 hours - €100 per day up to 30 days (any one accident) | | |
| Broken bones benefit of €500 any one accident | | |
| Dental treatment benefit - limit of €250 any one accident | |
| Optional benefits | Line | Upshift |
|---|
| Policy cover applicable to specified family members | | |
| Accidental damage during competitions (Maltese islands) | | |
| Accidental damage during competitions (in Europe for up to 15 days per trip) | | |
| Public Liability up to €250,000 any one accident | | |
| Liability towards other participants - up to €60,000 any one accident | | |
| Personal accident during competitions | | |
* Broken bones, hospitalisation and dental treatment will be deducted from the amount payable following loss of sight or limbs, PTD or death.